Enterprise BFSI Regulatory Platform|Zero Hallucination
Regulatory Agents
Enterprise Intelligence Hub
Deconstruct 300-page official publications, circulars, and gazettes from RBI, SEBI, IRDAI, and CBIC into hierarchical legal AST trees. Delivering clause-attributed, factual intelligence in under 3 seconds.
100%
Factual Accuracy
< 3.0s
Turnaround SLA
300 Pgs
PDF Gazette Limit
< 350ms
First-Token TTFT
regulatory-engine.ctdtechs.ai
Production Cluster Active
Real-Time Feeds
Unified Indian Regulatory Ingestion Network
Continuous scrapers monitor statutory gazettes using conditional HTTP protocols (ETag & Last-Modified) backed by SHA-256 immutable version lineage.
RBISynced
Reserve Bank of India
Central Banking & NBFCs
Master Directions
Prudential Circulars
Gazette Notifications
Frequency:Hourly ETag Crawl
Active Circulars:1,420
Binary Checksum:sha256:7f8a91c2...e4b1
SEBIStreaming
Securities and Exchange Board of India
Capital Markets & Listed Entities
LODR Regulations
Advisories
Legal Orders
Frequency:Hourly ETag Crawl
Active Circulars:890
Binary Checksum:sha256:3d21b4a9...88c2
IRDAISynced
Insurance Regulatory & Development Authority
Life & General Insurers
Master Circulars
Solvency Directives
Policyholder Rules
Frequency:Hourly ETag Crawl
Active Circulars:645
Binary Checksum:sha256:9a01f5e7...33d9
CBIC_GSTSynced
CBIC & GST Council
Indirect Taxes & Customs
Central Tax Notifications
Tariff Rate Decisions
GST Circulars
Frequency:Hourly ETag Crawl
Active Circulars:1,180
Binary Checksum:sha256:5b77c3e1...20f8
Architectural Foundation
Six Tenets of Enterprise Compliance AI
Standard LLM implementations fail in regulatory domains by hallucinating statutory numbers and severing provisos. Our system is built on mathematical and structural proof.
Authoritative Relational Truth
PostgreSQL 16 acts as the immutable single source of truth for all circular versions, clause lineage, reviewer sign-offs, and multi-stage workflow assignments.
Append-Only Immutability
Circulars are never overwritten in-place. Updates at identical URLs record an immutable DocumentVersion stamped with a unique cryptographic SHA-256 binary hash.
Small-to-Big Legal AST
Deconstructs circulars into hierarchical legal trees (Doc > Chap > Sec > Clause > Proviso). Indexes small atomic clauses while hydrating parent sections to preserve provisos.
Zero-Hallucination Guardrails
Every generated statement must map to an authoritative clause ID. Unsubstantiated or low-confidence queries (score < 0.65) strictly trigger Refusal by Design with an explicit notice.
Sub-3-Second Latency Budget
High-throughput pipeline delivers < 350ms Time-to-First-Token and < 2.8s complete stream via Redis semantic cache, Milvus 2.4 HNSW dense indexing, and quantized cross-encoder reranking.
Visual Multi-Stage Approval DAG
Regulatory directives automatically trigger sequential multi-step approval workflows across Analyst, Department Leads (Risk, Legal, Ops), and CCO sign-off before task scheduling.
Deep Technical Specs
System Architecture Deep-Dive
Enterprise End-to-End Topology
Official circulars from RBI, SEBI, IRDAI, and CBIC pass through our SSRF Protection Gateway, are sliced by Celery distributed workers, and processed through Docling layout parsers and PaddleOCR engines for up to 300-page complex gazettes.
- Dual-Vector Store: Milvus 2.4.9 Standalone with HNSW indexing, backed by Qdrant/Memory for zero-dependency local fallback.
- Pluggable AI Inference: Local open-source vLLM / Ollama (Qwen 2.5 72B), AWS Bedrock Claude Sonnet 3.5 / 4.6, or deterministic mock.
- Multi-Tenant S3 Storage: Partitioned layout per organization, authority, year, month, and SHA-256 content prefix.
Docker Topology: postgres:16 + redis:7 + milvus:2.4.9 + minio + celery
ARCHITECTURE EXECUTION FLOWLIVE SYSTEM
1. Official Portals & Gazettes→ SSRF Gateway
2. Docling + PaddleOCR Hybrid→ Text & Tables Grid
3. Hierarchical Legal AST→ Small-to-Big Tree
4. 3-Way Hybrid RRF Search→ Milvus + BM25 + SQL
5. FastAPI Async SSE Gateway→ Client Stream < 3.0s
Zero Hallucination Sandbox
Interactive Clause Attribution Engine
Verify how the platform answers complex statutory inquiries with exact clause breadcrumbs and how it enforces Refusal by Design when authoritative proof is absent.
AUTHORITY: Reserve Bank of India100% FACTUAL EVIDENCE
“What is the mandatory minimum Tier-1 Capital Adequacy ratio for NBFC-ICC as per the latest Master Directions?”
Synthesized Compliance Answer
Under Section 15.2(a) of the RBI Master Direction on Non-Banking Financial Company - Investment and Credit Company (NBFC-ICC), every applicable NBFC must maintain a minimum Tier-1 Capital Adequacy Ratio of 10.0% of its aggregate risk-weighted assets. Furthermore, total capital (Tier 1 plus Tier 2) shall not be less than 15.0% on an ongoing basis.
Verifiable Clause Citation CardRelevance Score: 96.2%
Document: Master Direction - Reserve Bank of India (Prudential Regulations for NBFC-ICC)
Circular No: RBI/DoR/2025-26/118Clause: Para 15.2(a)Page: 47Integrity: a9b2c34d...7710ee
Lineage AST: Master Direction NBFC-ICC > Chapter IV: Capital Adequacy > Section 15 > Para 15.2(a)
Execution SLA
End-to-End Latency Budget (< 3.0s SLA)
Real-time query execution budget engineered to deliver sub-350ms Time-to-First-Token and sub-2.8s complete stream turnaround.
01
Semantic Cache Check(Redis Key Hash)
Checks 24-hr TTL semantic cache for pre-verified query hashes.
Duration
2 - 5 ms
Target
< 5ms
02
Query Embedding Generation(bge-large-en-v1.5)
Generates 1024-dimension normalized dense semantic vectors.
Duration
25 - 40 ms
Target
< 45ms
03
3-Way Hybrid RRF Search(Milvus + BM25 + SQL)
Parallel dense cosine and BM25 sparse execution fused with k=60.
Duration
15 - 30 ms
Target
< 35ms
04
Local Cross-Encoder Rerank(bge-reranker-v2-m3)
Rescores top 30 candidate clauses to top 5 authoritative clauses.
Duration
20 - 35 ms
Target
< 40ms
05
AST Context Hydration(Small-to-Big AST Tree)
Hydrates parent chapter, section, and provisos from PostgreSQL 16.
Duration
10 - 15 ms
Target
< 20ms
06
First Token Generated (TTFT)(vLLM / AWS Bedrock)
Begins streaming verified tokens over Server-Sent Events.
Duration
200 - 350 ms
Target
< 350ms
07
Complete SSE Stream & Citation(FastAPI Async SSE Gateway)
Streams completed response at 75 tokens/s with signed citation metadata.
Duration
1.2 - 2.0 s
Target
< 2.8s
Consolidated End-to-End Latency Target
Average turnaround across millions of indexed regulatory clauses
< 2.80 SecondsSLA Passed (Budget < 3.0s)
Ready for Enterprise Compliance
Equip Your Organization with
Autonomous Regulatory Intelligence
Eliminate compliance blindspots across RBI, SEBI, IRDAI, and CBIC. Deploy automated circular ingestion, verifiable clause attribution, and multi-stage approval governance with zero data breaches.
SOC2 Type II Ready•ISO 27001 Aligned•DORA ICT Compliant•100% Relational Audit Trail
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